We've Found a Better Way to Do Home Ownership.
73% of Americans live paycheck to paycheck. That means no real plan to buy and maintain a home, just insurance, luck, and some floating future financial target. If that describes you and you're sick of it, we have a program that changes everything using real estate planning as a tool for financial freedom.
Some Important Questions to Ask Yourself
How confident are you?
How confident are you that you’d be ready to handle a major repair that insurance won’t cover?
If your roof, siding, or windows failed tomorrow, would your savings protect your home — or expose it?
If you never file a homeowners insurance claim, how much money would you lose in 10 years' time?
Insurance Denials Aren't What's Wrong.
The real problem is that most property owners never had a plan in the first place. Insurance was built to pay claims not to manage upkeep, protect equity, or guarantee funding for future repairs. That’s why we built a better system. Our companies work together to fill the gaps insurance leaves behind — planning, building, and protecting your property through every stage of ownership.
The Olam Construction L.L.C.
The construction arm of our partnership, delivering precision workmanship, full warranty integration, and results that exceed expectations.
Hamilton Exterior Management
From lawncare to landscaping we manage the condition of the land. Mowing, Airating, Fertilizing, Weeding, we do it all.
Hamilton Mutual Assurance Co.
Our strategic and financial hub. Driving national adoption and managing growth to strengthen the network and endow the National Subsidy Fund.
Hamilton National Subsidy Fund
Institutional-grade asset management built for property owners. We model the allocation strategies of billion-dollar firms to secure lasting stability and funding advantages for every member.
One Plan to Protect What You’ve Built.
Every division works together to make homeownership easier, safer, and more predictable. From repairs and lawncare to funding and protection, we’ve built a complete system that keeps your property strong—and your finances steady—year after year.
How Parkinson’s Law Affects You
Most property owners overspend because projects expand to match the time and money they allow. Break that cycle — and start controlling outcomes instead of reacting to them.
Our membership helps you manage, protect, and grow your property assets
Whether you’re just starting to plan for future maintenance or managing a complex portfolio, our solutions adapt to your goals. We keep the process simple, transparent, and tailored — helping you make smarter decisions and get more from every dollar you invest in your property.
The Landlord’s Long-Term ROI
Turn routine upkeep costs into predictable returns —See how one Landlord protected their rentals and stabilized long-term equity.
When Insurance Says No
Homeowner Insuarance isnt a savings plan, its a limited finacial shield only useful when a severe strom happens. Here's how one owner got ahead.
Meeting Yourself Half-Way
Home improvements don’t have to take as long as your think. See how one family used our program to create their own timeline.
Pay Less for Insurance
See how one homeowner lowered costs by 40% with a new Class 4 roof and our P.A.P.A.™ Program, turning savings into future siding funds.
Plan for success
Unlock Clarity on Portfolio Assest Planning & Protection Agreement
What is the P.A.P.A. Membership and how does it work?
It’s a prepaid property management program that combines predictable maintenance, wholesale pricing, and a federally insured credit ledger — helping you control costs and protect equity over time.
Can I use my credits for any type of exterior work?
Yes. Credits can be applied to roofing, siding, gutters, and other exterior envelope projects including full replacements, repairs, or upgrades. You can also use credits to schedule landscaping and exterior upkeep services directly through us.
How secure are my contributions?
Your contributions are converted to non-refundable credits which are guaranteed and can be spent on projects in the future.
What if I sell my property?
Membership benefits including your available credit balance — transfer seamlessly with you, creating a permanent capEX fund for your real estate.
How do I get started?
Schedule a free consultation with a membership advisor to assess your property and design a tailored plan that fits your goals.
Let’s Protect and Grow Your Property Value
Connect with our team to discuss your goals, get answers to your questions, or start building a custom property strategy.
¹ The P.A.P.A. Membership Credit Program is designed to make property ownership more predictable by setting aside and managing funds to support future exterior projects. Balances are allocated across stable, low-risk vehicles — including certificates of deposit (CDs), real estate holdings, and other secure instruments — similar to the strategies used by major financial institutions. ² Credit growth is based on the performance of these allocations and may vary over time. While our approach is built for long-term stability, credit multipliers are not guaranteed and should not be viewed as investment returns. ³ All membership balances remain dedicated to qualified property services as defined in the membership agreement, ensuring that funds are always available when members need them. ⁴ All program details and terms are current as of October 2025 and are subject to change as part of our ongoing risk-management and optimization strategy.