What are the risks to letting roof damage go through the winter?

Oct 01, 2025By Matthew Hamilton
Matthew Hamilton

Most property owners think insurance will cover everything, that is until they find out it doesn’t.

How often do people walk backward? How often do they blindfold themselves in public?
Not very often — yet that’s exactly what happens every time a homeowner goes into winter without knowing the condition of their roof or ventilation system.

Ignoring the waterproofing, attic ventilation, or drainage of a property is what leads to higher costs, disrupted cash flow, and preventable stress.

That’s why our Property Asset Planning & Protection Agreement (P.A.P.P.A. Plan™) exists. It’s an active membership designed to eliminate financial surprises with your real estate, before they start.
We turn reactive, panic-driven repairs into predictable, member-priced projects with transparent, wholesale-level margins.

Rotten Roof deck boards in need of replacement

Check the simple things first. Drafts around windows and doors are usually the first sign of bigger problems. Our members have these areas sealed and inspected before the cold sets in. Professional weatherproofing, caulking, and data-based inspections stop heat loss and moisture damage early. It’s the kind of routine care that keeps your property tight, efficient, and ready for whatever winter brings.

Curious about your home? Check out the chart below.

Your roof is your first line of defense against snow and ice. Before the winter weather sets in, inspect your roof for missing or damaged shingles. Repairing or replacing these can prevent leaks and water damage during snow melts. Additionally, ensure that your roof ventilation is adequate to prevent ice dams from forming, which can lead to significant structural damage.

Drainage system destroyed by snow that slipped from the roof without snow retainers

Gutter maintenance is equally important. Clean out leaves and debris to ensure water can flow freely. Clogged gutters can lead to ice buildup, which may cause water to overflow and damage your home's exterior and foundation. Installing gutter guards can help keep gutters clear throughout the season.

So many options, but what is the solution?

When you see icicles hanging off a roofline, they might look harmless — even kind of pretty — but that’s the warning sign. That’s the roof telling you it’s holding water where it shouldn’t.

Ice dams don’t just block gutters; they push water back under shingles and down into the structure. That water doesn’t ask permission, it just finds its way in through nails, cracks, and holes, into insulation, drywall, and framing. By the time spring comes, what started as a little heat loss turns into black mold, sagging soffits, and sometimes an insurance claim that’s too late to fight.

What is The Real Cost of “Later”...

...If not now, then when?

couple analysis bills and home budget and have contactless payment

The Solution Is Action:
You already know what’s wrong — now it’s time to do something about it.

Every winter, poorly vented homes sustain further damaged because someone thought they could wait just one more season. Ice dams, backed-up gutters, condensation in the attic... they all start with the same thing: hesitation.

Ventilation isn’t optional. It’s the difference between a roof that lasts 10 years and one that lasts 30. If your attic can’t breathe, your roof can’t live.

So here’s the move: get your ventilation checked. Have the baffles inspected, the insulation balanced, and the airflow verified before the next freeze hits.

With our partnership through Hamilton Exterior Management, we don’t just fix symptoms, but we help solve the problem permanently. Our inspections check thermal anomalies including moisture buildup and or heat loss, as well as attic ventilation testing where accessable. We do this as a member benefit so that you can know where your home is losing efficiency, and our P.A.P.P.A.™ gives you a way to stay ahead of it for good.

You’ve already read the warning signs.
Now let’s make sure you never have to read them again in your own home.

👉 Learn More & Schedule your Winter Ventilation Checkup today.
Because if not now, when?